Currently Enrolled

What is Grandfathered health plan coverage?

If your small business became enrolled with Healthcare Group before the Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010 and you are enrolled in a Classic, Secure Advantage, or Active benefit option, you have Grandfathered health plan. In order for a group to keep its Grandfathered status, all covered employees must remain in a Classic, Secure Advantage, or Active plan.

To receive information on HCG’s GRANDFATHERED benefit options (Classic, Secure Advantage, and Active), click here.


What is Non-Grandfathered health plan coverage?

If your small business became enrolled with Healthcare Group after March 23, 2010, your covered employees are limited to HCG’s Non-Grandfathered benefit options, Silver and Copper. The Silver and Copper benefit options have the additional benefits required for Non-Grandfathered health plans and have corresponding higher premiums.

To receive information on HCG’s NON-GRANDFATHERED benefit options (Silver and Copper), click here.

Choosing HCG