Click on a county to view available health plan information.
Healthcare Group offers HMO-type (or managed care) Benefit Plan Options. The benefit options offer various benefits; study the benefit plan summaries closely before making your decision. Click on the highlighted option above to view the applicable summary.
A Deductible is the annual fixed-dollar amount of covered expenses that the Member must pay before the HCG Plan starts to pay for covered services, subject to the co-payment and coinsurance. In general, the higher your deductible, the lower your premium, but the more you'll have to pay out of pocket to meet your deductible (before the plan begins to pay).
A Health Plan is offered by HCGA or by an entity under contract with HCGA that establishes networks, manages the provision of covered services, and arranges for and pays for HCG covered services through subcontracts with providers. HCG is currently contracted with Mercy and UHG. Click on the health plan name above to learn more.